Ethical Fincial Services

Vision for Ethical Financial Services:

• Helping clients to come out of debt and bondage;
• Putting Ethics first in banking, investment, administration  and giving;
• Ethical Banking, Investment and Administration;
• Transparency;
• Clearly agreed administration charges and performance fees;
• No interest (usury) charges;
• Investments linked to Gold, Silver, Copper (Precious Metals);
• Pre-IPO Investments based on Gold, Silver, Copper (Precious Metals);
• Debit/cash Cards only (no credit cards);
• No incumbent lending & overdrafts but rather:

- Business equity investments;
- ‘Diminishing Shared Ownership’ lending (instead of Mortgages);
- ‘Diminishing Shared Ownership’ lending (instead of Business Lending);

• Joint Venture & Equity Partnering;
• Full-reserve covering (No fractional reserve banking);
• Online banking;
• Private client banking;
• 24/7 Call Centre;
• Honesty;
• Creating vessels for the transfer of wealth;
• Creating and funding a Ethical Reserve Foundation;
• An agreed % of clients’ and business investment returns to be sown back into a Ethical Foundation. Giving and providing refuge to the Poor, Widows, Orphans and Destitute.

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